What is Divinity Payments?
A seamless payment processor for creators — pay with your card, not crypto
Divinity Payments is a Payment Processor
Divinity Payments is an alternative payment sub-processor used by some creators on IndieCrowdfund. When you back a project that uses Divinity Payments, you simply enter your credit or debit card at checkout. It is NOT a cryptocurrency, token, or wallet system — just a secure way to pay with your card.
Divinity Payments IS:
- An alternative payment sub-processor for IndieCrowdfund
- A seamless card payment experience — enter your card and go
- PCI-compliant — bank-level encryption and security
- A way to support all content types including NSFW/adult projects
- Accepts Visa, Mastercard, Amex, and Discover
- Easy to use — no setup, accounts, or credits needed
Divinity Payments is NOT:
- A cryptocurrency or blockchain token
- A wallet system where you pre-load credits
- An investment or speculative asset
- Volatile — it doesn't fluctuate in value
- Requiring a special account or software to use
- Tradeable on exchanges or between users
How Divinity Payments Works
1. Find a Project
Browse projects on IndieCrowdfund or the digital marketplace. Some creators use Divinity Payments as their payment processor.
2. Enter Your Card
At checkout, enter your credit or debit card details into the secure payment form. Visa, Mastercard, Amex, and Discover accepted.
3. Secure Processing
Divinity Payments securely processes your payment through their PCI-compliant system. Your card details are encrypted end-to-end.
4. You're Done!
Your pledge or purchase is confirmed instantly. That's it — simple as any online card payment.
Standard Checkout vs Divinity Payments: What's the Difference?
Both are secure payment processors. The main difference is which content types they support. As a backer, the checkout experience is nearly identical for both.
Standard Checkout (Default)
- • Enter your card at checkout
- • Payment processed directly
- • Supports credit, debit, Apple Pay, Google Pay
- • ~6.5% total fees (paid by creator)
- • Standard content types only
- • Most projects use this
Divinity Payments
- • Enter your card at checkout
- • Payment processed through Divinity Payments
- • Supports Visa, Mastercard, Amex, Discover
- • ~6.5% total fees (paid by creator)
- • Supports ALL content types including NSFW
- • Used by creators who need broader content support
Why Some Creators Use Divinity Payments
All Content Types
Divinity Payments supports all creative content including NSFW and adult-oriented projects that standard payment processors may not allow.
Compliance Built-in
Divinity Payments handles regulatory compliance behind the scenes, providing creators with a worry-free payment acceptance solution.
Seamless Experience
Backers experience the same simple card-entry checkout flow regardless of whether the project uses the standard processor or Divinity Payments.
The Divinity Payments Checkout Experience
Here's exactly what happens when you back a project or buy from the marketplace using Divinity Payments:
Select Your Reward or Product
Choose your reward tier and any add-ons (for pledges), or select a book/product (for marketplace). This is the same as any project.
See the Secure Payment Form
At checkout, you'll see a "Secure Payment" header with card brand logos (Visa, Mastercard, Amex, Discover) and a lock icon. This is Divinity Payments's secure payment form.
Enter Your Card Details
Enter your card number, expiration date, and CVC. You can also pay via bank where available. Your details are encrypted and never stored by IndieCrowdfund.
Confirm and You're Done
Click the pay button and your pledge or purchase is confirmed. You'll receive a confirmation email, and digital purchases are delivered to your Digital Library instantly.
For Creators: Using Divinity Payments
As a creator, you can choose Divinity Payments as your payment processor. Here's what you need to know:
Benefits
- • Supports all content types including NSFW/adult
- • Backers pay with their regular credit/debit cards
- • Built-in compliance handling
- • Works for both crowdfunding and marketplace
How It Works
- • Select Divinity Payments in your project or IndieKit settings
- • Backers enter their card at checkout seamlessly
- • Divinity Payments processes the payment securely
- • You receive funds via settlement to your bank account
Fees: 3% Divinity Payments partner fee + $0.30/txn + 3% IndieCrowdfund platform fee = ~6.5% total. Settlement to your bank account within 14 business days.
Security & Protection
PCI-Compliant Processing
All payments processed through PCI DSS Level 1 certified infrastructure.
Card Data Never Stored
IndieCrowdfund never sees, stores, or processes your card details.
End-to-End Encryption
All data is encrypted in transit with TLS 1.2+ and at rest with AES-256.
Refund Protection
Failed campaigns = no charge. Refunds processed back to your original card.
Frequently Asked Questions
Ready to Back a Project?
Discover amazing projects and support creators. Whether they use standard checkout or Divinity Payments, paying is simple.