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Fees are only deducted when your campaign successfully reaches its funding goal. If you don't reach your goal, you pay nothing.
Stripe is our default payment processor (~6% total). DivinityCoin is an alternative payment sub-processor (~9%) that supports all content types including NSFW/adult projects. Both accept credit and debit cards at checkout.
For Stripe payments, funds are typically transferred within 14 business days. For DivinityCoin, settlements occur weekly or monthly based on your settings.